Effective Date: May 16, 2025

WeLendIt (“Company”, “we”, “our”, or “us”) values your privacy. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit our website at https://www.welendit.com or use our services.

By accessing or using our website, you consent to the collection and use of information in accordance with this Privacy Policy.
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1. Information We Collect
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We may collect the following types of personal and business information:

• Personal Information: Name, email address, phone number, physical address, date of birth, Social Security number (if applicable).
• Business Information: Business name, EIN, revenue, bank statements, ownership details.
• Financial Information: Bank account information, credit history, payment data.
• Technical Information: IP address, browser type, pages visited, device information, cookies, and usage data.
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2. How We Use Your Information
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We use the information we collect to:

• Evaluate your eligibility for funding.
• Process applications and provide services.
• Communicate with you regarding your account, offers, or updates.
• Improve the functionality and user experience of our website.
• Comply with legal obligations and prevent fraud.

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Communications Consent & Messaging Policy

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• By submitting your information through our application form at welendit.com, you expressly consent to receive SMS (text), phone calls, and email communications from WeLendIt regarding your funding application, application status updates, requests for documentation, reminders, and customer support. These communications are intended solely to assist you with your application and onboarding process.
• How We Use Your Information:
  Your contact information is used exclusively for the purposes of processing your business funding application, communicating application status, and providing support. We do not sell your personal information to unrelated third parties for marketing purposes.
• Sharing of Information:
  Your application information may be shared with trusted funding partners or service providers for underwriting, funding, or compliance purposes as part of processing your application. WeLendIt does not sell your information to unrelated third parties.
• Opt-Out Instructions:
  You may opt out of receiving SMS communications at any time by replying STOP to any SMS you receive from us. To opt out of email or phone communications, please follow the unsubscribe instructions provided in our messages or contact us directly at support@welendit.com.
• Message and Data Rates:
  Standard message and data rates may apply to SMS communications. Check with your mobile provider for details.
• Your Choices:
  You have the right to withdraw your consent for communications or request deletion of your information at any time by contacting us at support@welendit.com.
• For more information on how we use, store, and protect your data, please refer to our full Privacy Policy

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3. Sharing of Information
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We may share your information with:

• Lending Partners: For underwriting and funding decisions.
• Service Providers: For data hosting, processing, and customer support.
• Legal or Regulatory Authorities: As required by law, regulation, or legal process.
• Business Transfers: In case of a merger, acquisition, or asset sale.

We do not sell your personal data to third parties.
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4. Cookies and Tracking Technologies
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We use cookies and similar tracking technologies to enhance user experience and analyze site traffic. You can control cookie preferences in your browser settings.
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5. Data Security
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We implement industry-standard security measures, including encryption, firewalls, and secure server access, to protect your personal and financial data. However, no method of transmission over the internet is 100% secure.
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6. Your Choices
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You can:

• Opt out of marketing communications by following unsubscribe links.
• Request access to or correction of your personal data.
• Request deletion of your information, subject to legal obligations.

To make any of these requests, please contact us at support@welendit.com.
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7. Children’s Privacy
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Our services are not intended for individuals under 18. We do not knowingly collect personal data from children. If we learn we have collected data from a minor, we will delete it promptly.
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8. Third-Party Links
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Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. Please review their privacy policies before submitting any information.
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9. Changes to This Policy
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We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated “Effective Date.” Continued use of our website constitutes acceptance of the revised policy.
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10. Third-Party Services: Plaid

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We use Plaid Inc. (“Plaid”) to gather your data from financial institutions. By using our service, you grant us and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. Your information will only be used as described in this Privacy Policy and in accordance with the Plaid End User Privacy Policy.
If you wish to request access to, correct, or delete your personal or financial information, please contact us at support@welendit.com.

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10. Contact Us
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If you have any questions about this Privacy Policy, please contact us at:

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‍WeLendIt

📧 Email: support@welenditforyou.com
📞 Phone: 404-667-5971
🌐 Website: https://www.welendit.com

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